Section 4: Insurance Plans Participating in the Program
Program ended on August 15, 2018
- All packages allow reducing the sum assured, but not below the lowest package level. For example, if you purchased Package 3.2, you can reduce it to as low as 3.0.
- For all packages, you cannot cancel any one of the four additional contracts (HSPG, HBPG, ECIR, AHC). If you cancel any, membership ends.
- For Package 4, canceling both additional contracts (ECIR and AHC) will terminate membership.
- For Packages 1, 2, and 3, if you claim ECIR and still have three additional contracts (HSPG, HBPG, AHC), membership remains active.
- For Package 4, if you claim ECIR and no AHC contract remains, membership ends.
- For Packages 2–3, if you purchased ALP 70 or ALP 80 and claim WP, membership remains active. Health bonus payments will be based on the latest status achieved during the WP claim period.
Program ends on September 24, 2025
Applies to policies that joined the program before September 25, 2025.
Sales started on August 16, 2018.
AIA Vitality approval applies only to new policy purchases
(cannot convert existing policies to AIA Vitality during renewal).
Plans participating in AIA Vitality Protection as of February 2025
Include premium discounts at renewal based on Vitality Status.
