Take control of your well-being and unlock valuable perks with AIA Vitality by purchasing an integrated insurance policy meeting the minimum sum insured requirements. Become an AIA Vitality member and enjoy exclusive benefits from our renowned partners while receiving premium discounts and/or COI cashback during the first policy year and subsequent renewal years based on your AIA Vitality status. You also have the privilege of receiving healthy bonuses based on your AIA Vitality status and your protection plan. (Click on the links in the table to download insurance brochures.)
AIA Vitality integrated insurance
| Minimum sum assured (THB) | Upfront discount/cashback* | Maximum renewal discount/cashback* | Maximum healthy bonus | |
 AIA Life Protector 70 (Non Par) |
500,000 | 10% | 25% | 18% |
| AIA Life Protector 80 (Non Par) |
500,000 | 10% | 25% | 18% |
| AIA CI ProCare (Non Par) |
200,000 | - | - | 9% |
 AIA Issara Plus (Unit Linked) |
500,000 | 10% | 20% | - |
 AIA Health Cancer (PPR and UDR) |
300,000 | 5% | 25% | - |
| AIA CI Plus (PPR and UDR) |
300,000 | 5% | 25% | - |
| AIA CI Top Up (PPR) |
120,000 | 5% | 25% | - |
| AIA CI Care (UDR) |
300,000 | 5% | 25% | - |
| AIA Multi-Pay CI Plus (PPR and UDR) |
300,000 | 5% | 25% | - |
| AIA Multi-Pay CI (UDR) |
300,000 | 5% | 25% | - |
| AIA Care for Cancer (PPR) |
300,000 | 5% | 25% | - |
 AIA H&S Extra (PPR and UDR) |
No minimum required | 0% | 15% | - |
| AIA HB Extra (PPR and UDR) |
No minimum required | 0% | 15% | - |
| AIA Infinite Care (PPR) |
No minimum required | 0% | 15% | - |
| AIA Health Happy (PPR and UDR) |
No minimum required | 0% | 15% | - |
| AIA Health Plus (PPR) |
No minimum required | 0% | 15% | - |
| AIA Health Saver (PPR and UDR) |
No minimum required | 0% | 15% | - |
*Maximum premium discount and/or COI cashback of AIA Vitality integrated products
**For AIA Vitality integrated insurance only. Discount depends on your Vitality status and selected products. AIA terms and conditions apply.
***NCDs or chronic non-communicable diseases are diseases caused by unhealthy habits or lifestyle such as lack of exercise, eating unhealthy food Insufficient sleep, etc. The 5 NCDs diseases that are most common in Thai people are diabetes, cardiovascular disease. chronic obstructive pulmonary disease, cancer, and psychiatric disorders
Premium Paying Rider (PPR) refers to integrated rider products and/or endorsement of an integrated rider product (if any) which can be attached with any basic plan except basic plan that cannot be attached with any rider (e.g. Annuity Fix, AIA Senior Happy), and basic plan with coverage period less than 10 years.
Unit Deducting Rider (UDR) refers to a rider which has a COI payment that deducts the auto-redemption of investment units that can be attached with AIA Issara Plus (Unit Linked) only.
Remarks
- In the case where at least 3 insurance policies and/or additional contracts/endorsements have been approved within the same policy, the policyholder will receive an additional first-year premium discount of 5% for each additional participating insurance policy and/or additional contract/endorsement approved on the date of endorsement issuance, excluding AIA CI ProCare (Non Par) insurance. This includes all approved insurance policies and/or additional contracts/endorsements under the AIA Vitality program as specified by the program conditions.
- Upfront discount and/or COI cashback on the first year are based on standard premium rate of AIA Vitality integrated products that meet the minimum sum assured requirements.
- The AIA Vitality Healthy Bonus for AIA CI ProCare is calculated based on the standard insurance premium according to your AIA Vitality status. The company will pay the total bonus every 3 policy years or less than 3 policy years in cases where benefits of the main insurance policy have been paid, or in cases where the insurance premium payment term has been completed, to policyholders who have never claimed AIA CI ProCare benefits before. The healthy bonus rates for Silver, Gold, and Platinum statuses are 1, 4, and 9, respectively.
- The AIA Vitality Healthy Bonus for AIA Life Protector 70 and AIA Life Protector 80 is calculated based on the standard insurance premium according to your AIA Vitality status. The company will pay the total bonus every 3 policy years or less than 3 policy years in cases where benefits of the main insurance policy have been paid, or in cases where the insurance premium payment term has been completed. The healthy bonus rates for Bronze, Silver, Gold, and Platinum statuses are 3, 8, 13, and 18, respectively.
- Standard insurance premium refers to the insurance premium for standard risks, excluding additional premiums due to health and/or occupation. The insurance premium depends on the premium payment period and does not include insurance premium discounts under the AIA Vitality program (if any).
- AIA MultiPay CI Plus is the marketing name for AIA MultiPay CI coupled with AIA Total Care.
- AIA H&S Extra and AIA Infinite Care must be under the New Health Standards.
- AIA Health Plus rider is for insured members under AIA group insurance policy with health rider only, the member’s status must be in-force as of the application submission date.
- The applicant has obligation to declare facts when applying for the insurance. Concealment or false declaration may cause the Company to void and deny the payment of compensations under the policy.
- The applicant is advised to study details of product information in prospectus. After receiving the policy, the insured is advised to study the terms and conditions of coverage in the policy contract.
- Unit linked life insurance is not a bank deposit and involves risks. The applicant is advised to have an understanding of the product characteristics, conditions of returns and risk structure, as well as to study, read, and have a thorough understanding of the information contained in the sales supporting documents and the fund prospectus before making decisions on insurance and investment.
= Basic plan
= Critical illness rider
= Health rider
= Unit linked life insurance
